Insurance Coverage for Addiction Treatment
Most insurance plans cover addiction treatment. Let us verify your benefits and explain your coverage options - it's free and confidential.
Quick Insurance Verification
Insurance Providers We Work With
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What Does Insurance Typically Cover?
Covered Services
- Medical detoxification
- Inpatient rehabilitation
- Outpatient programs
- Medication-assisted treatment
- Individual and group therapy
Coverage Levels
- In-Network: Lowest out-of-pocket costs
- Out-of-Network: Higher costs but still covered
- Deductibles: Amount you pay before coverage starts
- Co-payments: Fixed amount per service
- Coinsurance: Percentage of costs you pay
Insurance Coverage FAQ
Is addiction treatment covered by the Affordable Care Act?
Yes, the ACA requires insurance plans to cover substance abuse treatment as an essential health benefit. This includes behavioral health treatment, counseling, and psychotherapy.
What if I don't have insurance?
Many treatment centers offer payment plans, sliding scale fees, or accept state-funded insurance. Some facilities also provide scholarships or grants for those who qualify.
How long will insurance cover treatment?
Coverage duration varies by plan and medical necessity. Many plans cover 30-90 days of inpatient treatment and ongoing outpatient care. Our specialists can help determine your specific benefits.
Will my employer find out if I use my insurance?
Your medical information is protected by HIPAA privacy laws. Your employer cannot access your specific treatment details without your written consent.
Don't Let Insurance Questions Stop Your Recovery
Our insurance specialists are available 24/7 to verify your coverage, explain your benefits, and find treatment options that work with your plan.